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If you’re unsure who you may owe money to, a good place to start is by requesting copies of your credit history reports from both Equifax Canada and TransUnion. These can be obtained online, for a fee, or by mail at no cost.
The CRA may use collection tactics, such as putting a lien on your home or other real property, if you are behind on your tax filings or payment obligations. This collection action can be stopped by filing for personal bankruptcy or making a consumer proposal.
In Ontario, a Licensed Insolvency Trustee can assist with debt relief regardless of a credit score that is good or bad. While some of the people we help have “ideal” credit scores, others are having difficulty obtaining assistance due to poor credit. We at GTA Debt Solutions believe that everyone has a chance to get help with debt problems, no matter their credit score.
